We offer many different kinds of loans listed under Consumer, Mortgage, and Commercial. A list of our Lending Officers is also listed below.
First United National Bank offers a wide variety of consumer loans. Since the lending decisions are made locally, there is no long wait for approval. Sometimes approval and funds disbursement is immediate!
Auto
We offer financing for new and used vehicles with a monthly payment that fits your budget. Up to 80% of the purchased vehicle's value can be financed. If you choose our Automatic Loan Payment Plan, your loan rate will be reduced by .25%.
Home Equity Installment
Use the equity in your home to finance anything from home improvements to that long dreamed of cruise.
Lines of Credit
We offer Home Equity, Home Owners, and Personal revolving lines of credit with overdraft protection available for your checking account.
Personal
First United National Bank offers both secured and unsecured loans to allow you to borrow the amount you want for whatever your needs.
Student Loans
We have applications and information for guaranteed student loans (Stafford) and parent loans for students (PLUS).
For over 90 years First United National Bank has helped our neighbors realize their dream of owning a home. We offer a variety of mortgages to fit every budget--plus hometown personal service.
Construction
Don't have the expense of 2 closings! With our construction mortgage loans, you get your interest rate locked in before construction begins. After your home is complete, start your regular monthly payments. No need for the additional expense of another closing. (0.5%) 1/2% origination fee.
Fixed Rate Mortgage
Lock in the interest rate for up to 20 years with our fixed rate mortgage. No origination fees.
Adjustable Rate Mortgage
Amortized up to 360 months, the rate can change every 5 years, varying no more than1.5% up or down at each change. The rate is tied to First United National Bank's index. The minimum rate the loan can have is 5% with a maximum of 11%. No origination fees.
Community Mortgage Program
Same rate and terms as our fixed rate mortgages, but down payment is less. No origination fee. Income and mortgage amount requirements to qualify.
First United National Bank can finance your new business or lend you money to expand your established company.
Lines of Credit
A line of credit can meet your varied needs--seasonal, construction or operating expenses.
Time Notes
Need a short term loan to meet customer demand? This loan can give you the working capital you need.
Term
If you are buying new equipment or expanding your business, our commercial term loan may be what you need.
LENDING OFFICERS
| Sue Bickel | Fryburg Branch | 814-354-7311 |
| Robert Cross | Oil City Branch | 814-676-8647 |
| Chris Duncan | Main Branch, Fryburg |
814-354-7311 |
| Ed Dunkerley | Main Branch, Fryburg | 814-354-7311 |
| Dave Hall | Cranberry Branch | 814-678-1115 |
| Rick Hulsizer | Franklin Branch | 814-437-5758 |
| Larry Jamison | Clarion Office | 814-227-2400 |
| Jackie Quinn | New Bethlehem Branch | 814-275-2200 |
| Andy Restauri | Main Branch, Fryburg | 814-354-7311 |
| Jody Weaver | Main Branch, Fryburg | 814-354-7311 |
Equal Opportunity Lender
Contact Information
- Telephone
- (814) 354-7311
- FAX
- (814) 354-7372
- Postal address
- PO Box 7, Fryburg, PA 16326
- Electronic mail
- General Information: funb@venustel.com
Webmaster: funb@venustel.com - 24 Hour Telephone Banking Service
- FON FUNB
- (Toll Free) 866-366-3862
- (Local) 814-354-7369
- Internet Banking Service
- www.fun-bank.com