Privacy Disclosure
At First United National Bank, the basis for each customer relationship, many of which span generations, is TRUST. You have chosen First United National Bank to service your financial needs. We respect the privacy of our customers and are committed to treating your customer information responsibly.
We believe that your privacy should not be compromised. At the same time, we want to offer you the array of financial products and services you need to accomplish your financial goals. We believe we can do both through the privacy policy outlined below.
- Recognition of a Customer’s Expectation of Privacy
- Customer Benefits of Institution’s Information Management Practices
- Maintenance of Accurate Information
- Limitations on Employee Access to Information
- Protection of Information via Established Security Procedures
- Restrictions on the Disclosure of Account Information
- Maintaining Customer Privacy in Business Relationships with Third Parties
- Providing Privacy Information to Customers and Responding to Inquiries
- Fair and Accurate Credit Transactions Act of 2003 Disclosure
1. Recognition of a Customer’s Expectation of Privacy
At First United National Bank, we believe the confidentiality and protection of customer information is one of our fundamental responsibilities. And while information is critical to providing quality service, we recognize that one of our most important assets is our customers’ trust. Thus, the safekeeping of customer information is a priority for First United National Bank.
2. Customer Benefits of Institution’s Information Management Practices
Financial institutions should collect and use information about individual customers only when they reasonably believe it would be useful (and allowed by law) in administering that organization’s business and in providing products, services and other opportunities to their customers. We maintain strict security procedures to protect your information.
3. Maintenance of Accurate Information
We continually strive to maintain complete and accurate information about you and your accounts. Should you ever believe that our records contain inaccurate or incomplete information about you, please let us know by writing to: First United National Bank, PO Box 7, Fryburg, PA 16326. We will investigate your concerns and correct any inaccuracies.
4. Limitations of Employee Access to Information
At First United National Bank, employee access to personally identifiable customer information is limited to those with business reason to know such information. Employees are educated on the importance of maintaining the confidentiality of customer information and on this Privacy Policy. Because of the importance of these issues, all First United National Bank employees are responsible for maintaining the confidentiality of customer information. Any employee who violates this Privacy Policy will be subject to disciplinary measures.
5. Protection of Information via Established Security Procedures
We safeguard information according to established security standards and procedures, and we continually assess new technology for protecting information. Our employees are trained to understand and comply with these information principles.
6. Restrictions on the Disclosure of Account Information
First United National Bank does not reveal specific information about your accounts or other personally identifiable data to parties outside our affiliated banks and companies for their independent use unless:
- You request and authorize in writing the release of specific information.
- The information is provided to help complete a transaction initiated by you.
- The information is provided to a reputable credit bureau or similar information reporting agency.
- The information is legally required or permitted in connection with fraud investigations and litigation.
- The customer has been informed about the possibility of disclosure for marketing or similar purposes through a prior communication and given the opportunity to decline ("opt out").
We do not provide account or personal information to non-First United National Bank companies for the purpose of independent telemarketing or direct mail marketing of any non-financial products or services of those companies.
7. Maintaining Customer Privacy in Business Relationships with Third Parties
When the Bank conducts business with third parties, it requires its vendors and suppliers to maintain similar standards of conduct regarding the privacy of personally identifiable customer information provided to them. We will insist, through written agreement, that the third party adheres to privacy principles similar to those to which First United National Bank adheres for keeping this information confidential.
8. Providing Privacy Information to Customers and Responding to Inquiries
topFirst United National Bank recognizes and respects the privacy expectations of our customers. We want our customers to understand our commitment to privacy in our use of customer information. As a result of our commitment, we have developed these Privacy Principles, which are made readily available to our customers.
9. Fair and Accurate Credit Transactions Act of 2003 Disclosure
We may report information about you account to credit bureaus. Late payments, missed payments, or other defaults on your account may be reflected in you credit report.
Customers who have questions about these Privacy Principles or have a question about the Privacy Policy of our Customer Information may contact any of our local offices.
Member
FDIC
Contact Information
- Telephone
- (814) 354-7311
- FAX
- (814) 354-7372
- Postal address
- PO Box 7, Fryburg, PA 16326
- Electronic mail
- General Information: funb@venustel.com
Webmaster: funb@venustel.com - 24 Hour Telephone Banking Service
- FON FUNB
- (Toll Free) 866-366-3862
- (Local) 814-354-7369
- Internet Banking Service
- www.fun-bank.com